Three Questions People Are Asking About Health Care in America

Q. Why is there so may uninsured people in America?

A. There are over 44 million uninsured people in this country and over 75 million underinsured because of three main factors:

1. Insurance rates continue to rise each year by 10-25% forcing many people to drop their health insurance.

2. Layoffs in the job market have left many people in a difficult situation when it comes to protecting their families. Many of those that aren't laid off are seeing their insurance benefits cut.

3. More Americans today are facing health challenges that virtually make them uninsurable.

Q. How is America coping with this growing problem?

A. Not very well. The only alternative so far for many thousands of people is to seek medical care in overcrowded, understaffed, county hospitals where they virtually have no choice as to the quality of the Health Care they receive.

Q. So what is the answer to this growing problem for those trapped in the Health Care Crisis?

A. Well, if someone finds themselves trapped in the middle of either not being able to afford traditional major medical insurance, or not able to qualify for insurance because of pre-existing conditions, the alternative is to participate in a health care savings benefit program. These programs allow you to purchase your health care at Managed Care Prices which are the reduced rates that traditional insurance companies pay the doctors and hospitals. The better programs also offer additional membership insured benefits as well like accident benefits, daily hospital benefit, office visit benefit, and accidental death benefits to name a few. The key to finding a program to fit your needs is to look for a company that has been in business for a long time with a track record of assisting people attain these kinds of savings. A program with feature driven benefits is your best value when looking for non-insurance alternative health care solutions in today's market.

About the Author: Marc Eskew is widely recognized for his knowledge and expertise in the area of non-insurance alternative solutions to the high cost of Health Care in America. For more information on the subjects contained in this article, Mr. Eskew may be reached at (866) 545-6315 or marc@fmxservices.com.

---

Medical Billing Specialist

As Pres. Bush was touring the Midwest, shortly before he was re-elected as President, and even after, he spoke of medical reform centering on liability costs. He called it "defensive medicine." Searching for... Read More

Implant Dentistry ? The Convenient and Safe Alternative to Dentures

If you are missing a tooth or a group of teeth, you may find that you are afraid to smile, you don't like to speak because you think you sound funny, or you... Read More

Medical Tourism Opportunities in India

More and more people have started travelling to India for Medical Treatment and during the past year alone, over 150000 people travelled to India for their medical requirements. Medical Tourism is finally coming... Read More

Clinton on South Beach Diet

Clinton's recent quadruple bypass surgery has been largely debated. Being on the South Beach Diet made everybody wonder how the former president's illness advanced so much as to need to be surgically corrected.... Read More

Drug Them and Send Them Out

It was around 1986, when my son Lewis was diagnosed of having ADHD. I like using the term "accused" of having ADHD. I really disagree with anyone who goes this route to get... Read More

Melatonin, Sleep Enhancement, and ADHD

Overview Melatonin is a natural hormone, which is produced and secreted by the pineal gland. Melatonin plays an important role in the regulation of many hormones in the body. Among its key roles,... Read More

Lamictal Rash Lawyer

Lamictal, or lamotrigine, is an anti-seizure medication that has been prescribed to treat epileptic seizures for about 10 years. In addition to its mood stabilizing effects, Lamictal has antidepressant effects as well that... Read More

First Step To Addiction Recovery

The first step to over comming any addiction is to detoxify the body of the addictive substance. Whether it's herion, crack, or meth detoxifcation of the liver is essential to addiction recovery. There... Read More

Health Information: Coping With Stomach Ulcers

Do you suffer from ulcers?If yes, what kind is it and how do you cope?In American society where most people depend on junk food, ulcers can become a familiar and persistent health problem.Some... Read More

Mind Altering

"It's a chemical imbalance." I've heard those words so many times in the last decade, it's becoming routine for Doctors to blame everything on it.Have you been listening to the News, the talk... Read More

Lunesta Personality Changes

Lunesta is a newly released sleeping pill. Marketed as a revolutionary sleep aid, Lunesta is the only medication approved by the FDA for long term treatment of insomnia symptoms. Although Lunesta is a... Read More

Causes and Types of Cerebral Palsy

In the case of Cerebral Palsy there is no one cause of this severe condition. There are many things that may increase the risk of this condition but will not cause cerebral palsy... Read More

Sinusitis: Sinus Infection Deals a Corporate KO

Sinusitis and Sinus Infection Starts with a Little SniffleYes, I hear it too. A simple sniffle in a distant cubical. No big deal. But wait. There went another. Before long the office uproars... Read More

Taking The Sting Out Of Bug Bites

(NC)-In most cases insect bites are harmless and if left alone, the irritation will subside within 48 hours.However, for some people, particularly children, scratching bites may lead to a highly contagious bacterial skin... Read More

Be Informed About The Medications You Take

The recent withdrawal of the prescription drugs Vioxx and Bextra have arthritis patients concerned about their health, lawyers busy with lawsuits, and Congress poring over thousands of pages of documents obtained... Read More

Propulsid Litigation Lawyer Says: Unnecessary Drug Killed 80 People

Propulsid was a popular nighttime heartburn drug before it was pulled in the market in March of 2000. It was linked to dozens of fatal heart rhythm abnormalities. A Food and Drug Administration... Read More

Onychomycosis - One Of The Many Nail Fungus Out There

Many natural changes in fingers and toenails come with age. Fine ridges, for example, may start developing from the cuticle of the nail tip. This and other similar changes are common, but they... Read More

Naturopathic Medicine

Naturopathic Medicine is an holistic approach that relies on natural remedies. Sunlight, air, and water are thought of as natural healers; this, along with nutritional supplements and massage therapies are all part of... Read More

After Viagra, Its Now a Premature Orgasm Pill for Women

Pfizer's exciting drug history traces back to the most popular Viagra drug, which treats erectile dysfunction in men. Now, they are gearing up to hit the bull's eye with a new premature orgasm... Read More

Vioxx and Bextra Lawsuits Could Tie Up Courts for Years

In September, 2004, pharmaceutical giant Merck voluntarily withdrew its painkilling medication Vioxx from the market. Studies show that Vioxx increases the risk of heart attack and stroke among patients who have used the... Read More

Drug Abuse In Teens: Online Drug Abuse Identification Help

Teen drug abuse is at an all time high, but not in the same way that most people might assume. Parents are accustomed to hearing about teens doing everything from huffing chemicals to... Read More

Lunesta Tolerance

Lunesta is a newly released sleeping pill. Marketed as a revolutionary sleep aid, Lunesta is the only medication approved by the FDA for long term treatment of insomnia symptoms. Although Lunesta is a... Read More

Advanced Surface Ablation

In patients with corneal thickness below a certain minimum, performing LASIK would be unwise, because the "foundation" may not go back to its original stability. Our colleagues from around the world, agree on... Read More

Dr. Will Horsley, M.D.

Dr. Horsley is Cornea fellowship trained and Lasik board certified by the American Board of Eye Surgeons, (http://www.aces-abes.org) in addition to being Board Certified by the American Board of Ophthalmology. Other refractive surgeries... Read More

Drug Interactions: Five Common Dangerous Interactions You Should Know About

Prescription drugs can save your life. But interactions between prescription drugs and other drugs or with illnesses or conditions you have can lead to significant consequences. Drug interactions may make your drug less... Read More

The Ease of Using a Motorized Wheelchair to Improve Mobility

No person likes to feel housebound and dependent on others. While people who have been injured or suffering from a debilitating disease may not have full functionality of their motor skills, it is... Read More

Zicam Side Effects: Shortens Colds But Permanently Destroys Sense of Smell

Zicam is a homeopathic intranasal zinc remedy that is intended to reduce the length of a cold. It is either taken in a spray or a swab. However, many users of Zicam are... Read More

Kids and Medication Part II

In continuation of mood enhancement drugs for kids and adolescents, we next discuss the issues of Prozac. Of course there is the other favorite drug Prozac which was approved back in 1987 and... Read More

The Controversy of Viagra? (Sildenafil Citrate), Other ED Medications, and Their Generic Counterpart

There has definitely been a good deal of controversy over Viagra?, it's use and more recently, it's side effects among some unfortunate patients however, apart from the specific drug itself and the effects,... Read More