Help us stay free, Link back to us! General Information - Bookmark this page

The Origins of Check Writing

People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?

In ancient times the most popular form of money exchange was the trade. However, some point along the long line of history people started realizing they had a surplus of goods that was best stored somewhere other than their home.

During the sixteenth century Amsterdam became a key global trading and shipping outlet. Within this area, many people started amassing cash. Rather than stashing this cash at home, some people had the brilliant idea of depositing their money with safe keepers or cashiers for a fee.

Keeping their money in a central location allowed tradespeople to start writing notes to pay off debts owed to other people. Thus emerged the idea of writing checks.

Where Did The Word Check Come From?

The word "check" did not emerge until later in the 1800s. At this point in time cashiers started placing numbers on each of the notes depositors wrote so they could better track notes coming into and out of the station. Eventually a system was born and the idea of writing checks and storing money in a "bank" caught on en' masse.

Checking Today

Today checking is as commonplace as going out to eat. Most people have at least one checking account, and many have more than one. It is not uncommon for business owners to work with several bankers and checking accounts.

Check writing is no longer a primitive process that involves handwriting notes on random pieces of paper. Checking and check writing is almost a rite of passage. It suggests that you have money (in theory anyway) or a means to make your way in the world.

Types of Checks Available Today

Now that you are familiar with the origins of check writing, you probably came here in search of some quality information about checks and checking. Today you have more choices than ever for checking. You can pay bills on traditional and boring bank checks, or you can buy checks that match your personality.

The possibilities are endless in checking today. You can buy pastel checks, checkered checks, animal checks, cartoon checks and more. Foil embossing and intricate designs are another popular choice among consumers, and provide the added advantage of extra security.

Some people are gung ho about top stub checks whereas others prefer side tear checks. You may find yourself shopping for cheap checks, whether cheap personal checks or business checks. Still others need something to match software programs and produce large quantities of checks that tie into their financials. That's where Deluxe? checks and other specialized checks come in handy.

Specialized Check Writing

If you own your own business you probably need checks that are compatible with your software programs. Among the more common in this category include:

  • Deluxe? Checks
  • Quickbooks? Checks
  • Quicken? Checks

Deluxe? checks is actually the name of a company that prints checks. These checks are popular all over the globe. They provide added security features such as micro printing a security screen to prevent copying and even chemically sensitive paper. This paper appears altered if someone tries to alter the original check.

Quickbooks? checks and Quicken? checks are equally useful for business owners looking for checks that streamline with their accounting software. These specialized checks make processing payroll a cinch. Most come in top stub styles compatible with most computer programs though you can also buy side tear versions to keep with you while on the go.

Of the two, Quickbooks? checks are the most popular, providing personalization choices and matching check envelopes and stationery. However, Quicken? checks are just as useful for individuals owning this software program.

No matter what your personality, business or personal pleasure, fortunately you have a wealth of choices when it comes to check writing. Be sure you explore all your choices, before buying. Even better, try out a few different styles to see which match your personal preferences. We've come a long way from ancient Rome, where merchants and customers probably longed for the personalized check conveniences available today.

About The Author:
Antigone Arthur is a successful freelance writer with 10 years of professional experience providing consumers with informative articles on such topics as cheap checks, top stub checks, and ordering personal checks online.

In The News:


More Personal Finance Daily stories
MarketWatch - 9 hours ago
The problem, of course, is the same one that has been plaguing the economy for months: It doesn't really matter where rates are when financial institutions ...

US churches offer personal finance courses during recession
guardian.co.uk, UK - 13 hours ago
About a third of the families at Lyon's church have taken its four-week course on personal finance that includes the message about taking care of all of ...

Washington Post

Online Money: Fidelity expands online news focus
The Associated Press - 1 hour ago
The redesign also adds personal finance articles from outside publications, commentary from more than 20 personal finance columnists, tools such as ...
Fidelity will stress news and advice online Boston Globe
all 52 news articles

Baltimore Personal Finance Examiner
Examiner.com - 6 hours ago
... helped assemble Harvard's portfolio are the same individuals who are now charged with leading this entire country out of our massive financial crisis. ...

Some savers tap retirement assets early -- here are tips to avoid ...
MarketWatch - 1 hour ago
Robert Powell has been a journalist covering personal finance issues for more than 20 years, writing and editing for publications such as The Wall Street ...

New Zealand Herald

Business writer David Chaplin blogs on personal finance
New Zealand Herald, New Zealand - 7 hours ago
Although it's difficult to get too excited about this 'historical' biggest ever 1.5 per cent cut in the Official Cash Rate (OCR). For one thing, the drop to ...

Military financial road show heads to Washington state
Air Force Link, DC - 13 hours ago
Although every installation's program is tailored to its specific priorities and needs, all build on what Julian calls the "pillars of personal financial ...

Computerworld

Personal Finance: Don't let Web scams ruin holiday
Sacramento Bee,  USA - Nov 30, 2008
Whether you're shopping online or just checking your personal e-mail, don't get financially fooled this holiday season. "In this economy, when we're all ...
Video: Online Retailers See Monday As Black Friday AssociatedPress
Bargain hunters head to the Internet in search of good deals Inside Bay Area
Online Retailers Offer Deals For Cyber Monday MyFox Washington DC
all 2,028 news articles

Mutual Funds & Personal Finance
Investor's Business Daily (subscription) - Dec 1, 2008
BY PAUL KATZEFF Equity income funds are designed to be relatively safe equity investments by virtue of their focus on income-generating stocks. ...

Financial illiteracy at a high
The Snapper, PA - 4 hours ago
Ninety-three percent surveyed said that MU should offer a course in personal finance. There is a sense among students that knowledge about personal finance ...
personal finance - Google News

Reduce College Debt with Scholarships

Six Scholarship judges were sitting around an oval table. Forms were piled into 50 boxes. Each one had the name of a state. I looked at the boxes and wondered why some of... Read More

Saving Money - The Magic 20 Percent

Saving money is not easy and is made more difficult if you have a short-term outlook regarding your personal finances. If, like many people, you are living from one pay cheque to the... Read More

Grocery Savings - Your Kitchen is a Goldmine!

Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings... Read More

Save Money on Groceries: Part I

One universal of humanity, no matter who you are or where you come from, you have to eat. Unless you grow your own food, you will have to go to the grocery store... Read More

Check Facts and Figures

Are you a check fanatic? Don't worry, you aren't alone. Millions of consumers write checks every year. In fact in the United States most consumers use checks to handle payment transactions.Want to convince... Read More

College Expenses: Seven Ways to Save on an Education

Many people graduate from college owing thousands of dollars in student loans. It isn't uncommon for students to graduate owing $30,000 to $40,000. For people that get married shortly after graduation that means... Read More

Government Grants - Beware of Scams

As the saying goes: "Buyer Beware". If you see ads claiming you qualify to receive a "free grant" for education, to start a home business or to payoff unpaid bills, be wary. Scam... Read More

I Want to Buy a Home - Now What?

If you were to ask 100 women "What would you like to achieve financially?" Buying a home or apartment is usually one of the answers. Some women think that they can never own... Read More

Saving Dimes Can Go a Long Way

On the other hand, there are those people who are saving dimes and every other cent. Perhaps its because they hate the clutter of change but want to get rid of it instead... Read More

Budgeting: A Tough Love Way to Handle Your Household Budget

Developing and living by a household budget is by far the best way to get your expenses under control which, in turn, can mean a much less stressful life.However, many families find it... Read More

Students Investing in Their Future Need to Manage Their Finances Today

With the A-level results coming out, the long wait for UK school leavers hoping to go to university will soon be over. All the hard work that has been put into achieving the... Read More

One Income Source Is Not Enough!

My personal opinion is that in today's new economy, it is wise to have multiple income streams. Reliance on one income source poses a risk to individuals, entrepreneurs, and even large corporations. A... Read More

Healthy Eating On A Budget

It is possible to eat a healthy, balanced diet without breaking the bank! Here are some suggestions:-Eliminate junk food. You may have to do your grocery shopping alone, since children (and sometimes spouses!)... Read More

How to Attain Your Dreams on a Single Income

If you recently became a single parent and see your dreams being washed away because you feel all alone, you aren't alone. There are single parents that face future endeavors alone like dating... Read More

Budgeting is Bothersome

It doesn't take much for you to get behind on monthly bills, but it sure takes some time to catch up. The comparison in my mind is to weight gain. A one-week vacation... Read More

The Joys of Address Labels

Address labels are many things to many different people. If you are a huge fan of address labels, you aren't alone. If you are not a fan, you simply haven't yet realized the... Read More

Should You Borrow From Your 401(k) Account?

If you have a 401(k) account, it can be very tempting to borrow from your account especially when your balance is very high and a loan could easily pay off existing debt, fund... Read More

Financial Security

1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1. First and foremost you have to be able to write an effective resume or curriculum. Now there are two types of curriculums that... Read More

What is a Traditional IRA?

With a traditional Investment Retirement Account (IRA) you pay taxes when you take the money out at retirement in the future. Make sure that this account is really worth opening in your situation... Read More

Planning Ahead with Your Finances

If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children, you will... Read More

How to Choose the Right Bank for Your Online Business

You should thoroughly consider your business needs when selecting a financial institution or bank for your small/home business. You may want to consider the following points:- The types of products and services that... Read More

The Wright Place - Finances

Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.A recent guest... Read More

Simple Ways to Save Money

Things are so expensive these days. We seem to be hearing, and saying, that a lot lately at the gas pump, in the grocery store and especially when paying bills. But there are... Read More

Do You Know What Tomorrow Will Bring?

I've been sharing the following idea with people for a few years now, and realized recently that I had never written specifically about it. So here it is:"I cannot predict the future."That may... Read More

A Quck Lesson in Saving Money

Did you have a piggy bank when you were a child? I did. Mine sat empty for a long time until my mother convinced me that I should really start putting my pennies... Read More

Adverse Debt Levels Blight UK Consumers Personal Finances

Debt levels are at an all time high in the UK. The younger generation tend to be feeling the pinch the most, but parents are increasingly being required to bail them out, often... Read More

If All Things Are Possible, Why Cant I Balance My Checkbook?

For me, the most terrible time of each month is the day our bank statement comes. We commonly call it BSS (Bank Statement Syndrome). I don't know why it is, but I have... Read More

Learning the Basics of Handling Money

With prices increasing all the time, saving money can be harder and harder to do. Here are some solutions for saving a little so that you can still meet your needs and still... Read More

Do You Really Need the Power of Money Management Software?

I have been a loyal user of Quicken(R) for more years than I can remember. But a conversation the other day with my youngest son started me wondering whether or not I really... Read More

GOOGLE AD