|
|
|
|
|
|
||
|
|
||
|
|
Are you interested in saving money off your grocery bills? If so, then a few "Smart Shopper" tips are all you need to start saving hundreds off your grocery bills!
However you must make a few changes in the manner you shop for groceries. If you are willing to do so, just follow these shopping tips and you'll be well on your way to saving a pocketful.
Let's Begin
~~~~~~~~
Can you believe that impulse buying accounts for 20%-50% of our total grocery bill every time we shop! If you add up all these unnecessary items you buy every month, you can imagine how much you could save.
First, BEFORE you go shopping, . . . Take the time to list EXACTLY what you need!
Before you go to the supermarket, make a list of everything you need to buy. This really helps cut down on impulse buying. You know, the kind of buying we do when we pass by the candy isle, and throw a couple bars in our basket!
Now when you are shopping, tell yourself: "Just get what's on the LIST!" Period. End of story. No impulse buying. No extra spending!
Train yourself to live by this rule.
When you have a list to go by, it helps keep you from getting distracted by all those "goodies" lining the aisles. You can then concentrate on getting just what's ON THE LIST!
SECONDLY . . . Go shopping for your groceries on a FULL stomach!
Sound funny? Well it's a proven fact! When we shop for our 'food' on a full stomach, we are far less likely to purchase items we don't need or want.
When we're "full", we do not get those cravings when walking by the cookie shelf, or ice-cream aisle.
Try it the next time you go to the supermarket. Compare the receipts from your previous grocery trip. You'll see a difference!
DON'T FORGET . . . When you're able to buy a larger quantity at discounted prices - JUMP ON IT!
Get in the habit of utilizing all the wonderful kitchen storage facilities that we all have! Our cupboards and freezers were made for a purpose, so put them to use!
Get yourself some good containers (tupperware) of various sizes and develop a system. You'll find that you can buy meat and poultry in larger quantities for much cheaper than usual.
Why not divide the bigger portion up into smaller quantities, and store them in your tightly sealed containers and freeze until needed? You can do the same with bread, cereal, cheeses, lunch meat, and practically anything else! Use your imagination!
CONCLUSION
If you are only able to take one idea from this article, you will save money every month. Take the time to reflect on your style of shopping. You might find that you spend a little too much on unnecessary items.
Better yet, use this as an opportunity to start that "diet" that everyone post-pones for some reason or another.
Now that you have your "LIST" and are a smarter, wiser shopper, you can eliminate all those fat, calorie packed items! Why not? Not only will you be saving money, but you'll be getting healthier at the same time.
Killing two birds with one stone . . . metaphorically speaking :-)
Gregory Thomas, editor of http://www.SavingSecrets.com - has written hundreds of effective money-saving tips, strategies, and articles over the past 6 years. Visit their website and you'll find FREE money-saving articles, a monthly newsletter, and even a FREE Ebook download just for stopping by!
Traditional checks probably won't disappear anytime soon, but processing checks electronically is sure to continue! Have you ever been asked to fill out your account and routing number when paying for something online... Read More
There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the... Read More
If you, like most people, have not seriously considered what steps you should take for planning your finances and are now planning on buying a house, getting married or having children, you will... Read More
Six Scholarship judges were sitting around an oval table. Forms were piled into 50 boxes. Each one had the name of a state. I looked at the boxes and wondered why some of... Read More
How many drawers did you have to look through to find a bank statement the last time you needed one? Chances are you did not lay your hands on it as readily as... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1. First and foremost you have to be able to write an effective resume or curriculum. Now there are two types of curriculums that... Read More
Would you know what to do if you suspect that your personal information had been stolen and used by thieves to open new accounts? It's important that you take the right actions to... Read More
The first step to financial success lies in knowing your financial situation at any given time. There is an anecdote attributed to John D. Rockefeller--that as a child he was given a monthly... Read More
If you've developed a household budget to get your spending back in line or to just reduce stress, good for you! Creating and sticking to a budget isn't easy by all means. But... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to... Read More
You have probably accomplished a great deal with your life. Over the years you have worked, planned and saved. Perhaps you have even made some sacrifices to achieve your current level of success.... Read More
The recommendations for military base closings have been released and the news is not good. If the recommendations are accepted, you will lose your job. So what do you do? Hope for the... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes when you take the money out at retirement in the future. Make sure that this account is really worth opening in your situation... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking your sources of income and more importantly tracking your expenses. It is novel tool for controlling your expenses and making you aware of... Read More
Have you seen the recent article on a new "green" residential high rise in Battery Park? It's called The Solaire. For a look at the hopeful future of architectural efficiency, check out the... Read More
Before buying personal or business checks you should inform yourself of the best ways to protect yourself from check fraud. Since man has written checks check fraud has existed. Like any fraud, check... Read More
Here are ten steps you can follow to help improve your personal financial situation and inevitably save more money:1. Pay Yourself WeeklyThis may seem a bit odd, but this is an excellent way... Read More
Super-mumsIt seems that the proof of maternal efforts is no longer found in the pudding ? it's in the spending. Women are increasingly outsourcing personal grooming tasks and the pressure of looking good,... Read More
Have you ever wondered what it would be like to be able to have complete control over your finances?If you are like most normal people, you have a job. You go to your... Read More
One universal of humanity, no matter who you are or where you come from, you have to eat. Unless you grow your own food, you will have to go to the grocery store... Read More
Saving may seem easier if you were saving for a new car, or a vacation however when it comes to saving in general it may prove to be more challenging because you may... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of... Read More
Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the Internet. The staggering truth is that... Read More
Saving money is not easy and is made more difficult if you have a short-term outlook regarding your personal finances. If, like many people, you are living from one pay cheque to the... Read More
Today many women are struggling with debt and it's even harder if you are a single mother trying to support your family. According to the Census Bureau single mothers far outweigh single fathers.... Read More
Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are... Read More
I've been sharing the following idea with people for a few years now, and realized recently that I had never written specifically about it. So here it is:"I cannot predict the future."That may... Read More
Millions of people have a checking account and many people have two of three. They have the choice of choosing a variety of check designs to compliment the checking account. The styles range... Read More
The Prudential has dubbed those who refuse to leave home as "kippers" or "kids in parents' pockets eroding retirement savings". Recent research concludes 6.8m over-18s live with their parents. Less than half pay... Read More
It is widely written that you need 75% of your present income to maintain your present life-style in retirement. If you make 100 thousand now, figure 75 thousand in retirement.Fifty thousand now, figure... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of personal control is a sad thing. I've watched many people do just exactly that. Recently, a friend told me that her only money... Read More
My personal opinion is that in today's new economy, it is wise to have multiple income streams. Reliance on one income source poses a risk to individuals, entrepreneurs, and even large corporations. A... Read More
On the other hand, there are those people who are saving dimes and every other cent. Perhaps its because they hate the clutter of change but want to get rid of it instead... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you... Read More
Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.A recent guest... Read More
With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their... Read More
Here are ten steps you can follow to help improve your personal financial situation and inevitably save more money:1. Pay Yourself WeeklyThis may seem a bit odd, but this is an excellent way... Read More
For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without... Read More
You no longer look at the pictures of homes cause you yourself bought one. Well, you know how you got that, it was a huge investment. Now that you are facing some financial... Read More
Do you have a 401(k) retirement account? Are you vested yet? Before you move on to your next job, it is critical for you to find out if you are fully vested in... Read More
Have you ever wondered what it would be like to be able to have complete control over your finances?If you are like most normal people, you have a job. You go to your... Read More
Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that... Read More
Investing is a subject a lot of people don't want to think about. And there is good reason for that. Investing seems scary. It either sounds like something only the rich do or... Read More
Whatever your reason for having a tight budget, the truth is that going to the grocery store without a plan is a BIG budget breaker. And sadly all that cash ends up vanishing... Read More
1. Don't focus on your finances.The reason most people get into debt is because they don't spend enough time focusing on their finances. You need to get a grasp of where you're at... Read More
Traditional checks probably won't disappear anytime soon, but processing checks electronically is sure to continue! Have you ever been asked to fill out your account and routing number when paying for something online... Read More
You should thoroughly consider your business needs when selecting a financial institution or bank for your small/home business. You may want to consider the following points:- The types of products and services that... Read More
If you want money you need to learn how to control it. You need to improve your financial education and build your discipline. I am going to reveal to you how you can... Read More
Address labels are many things to many different people. If you are a huge fan of address labels, you aren't alone. If you are not a fan, you simply haven't yet realized the... Read More
It is possible to eat a healthy, balanced diet without breaking the bank! Here are some suggestions:-Eliminate junk food. You may have to do your grocery shopping alone, since children (and sometimes spouses!)... Read More
Debt levels are at an all time high in the UK. The younger generation tend to be feeling the pinch the most, but parents are increasingly being required to bail them out, often... Read More
Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are... Read More
Now there are ways to save money in the grocery store, and they may or may not take much effort on your part to learn some great ways to save money. Your greater... Read More
Six Scholarship judges were sitting around an oval table. Forms were piled into 50 boxes. Each one had the name of a state. I looked at the boxes and wondered why some of... Read More
Today I passed a thermometer at a bank that read 110 degrees, but I am not telling you that to show you how hot it was. I am telling you that because this... Read More
One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter. In fact, money matters the MOST! Why? Most people do not have a... Read More
Confused about whether you can contribute to a Roth IRA? Try using these simple rules:IncomeTo contribute to a Roth IRA, you must have compensation (e.g., wages, salary, tips, professional fees, bonuses). Your modified... Read More
If you have a 401(k) account, it can be very tempting to borrow from your account especially when your balance is very high and a loan could easily pay off existing debt, fund... Read More
| GOOGLE AD |
Personal Finance Personal Finance |